Over is where retail traders test their strategies and get their trading evaluated without putting their own capital at risk. You open a funded account, trade stocks and crypto at live prices, and keep 80% of the profit. The most you can ever lose is the daily rate you’ve paid.
There is no challenge to pass first. Your trading is the evaluation: every order is filled against the live order book and scored as it happens, and the record is yours.
Why it exists
A good call on NVDA earnings is worth $50 on a $500 account and $5,000 on a $50,000 one. Most retail traders are right often enough to matter and too small for it to show, so they either risk savings they can’t afford to lose or never find out how good they are.
Prop firms were meant to close that gap, but most of them sell a paid challenge first: weeks of evaluation phases, rules that reward patience with the process more than skill at the market, and a fee you lose the moment you break one. Over removes the test and charges by the day instead, only while your account is open.
How it works
You open an Over Instant account between $1,000 and $35,000 and choose its room, the most it can lose. You start trading the same day, with no trading fees and no profit target. Each day the account is open you pay its prop funding rate from your USDC balance. The first payout opens on day 7, then every 5 days, paid in USDC on Solana. If the account touches its floor it ends, and the rate you’ve paid is all it cost you. See Open a desk.
Partners will soon be able to host their own trading missions on Over, with Over running the pricing, scoring and payouts underneath. See Open house.
Why stocks
Tokenized stock perps let anyone trade stock prices onchain, around the clock. Over is built around them so more people can trade NVDA, AAPL or AMD at real size without putting much of their own money on the line.
Markets
The table shows what you can trade today.
| Instrument | What you trade | Status |
|---|---|---|
| Stock perps | Perpetual futures that track a stock price, such as NVDA, AAPL and AMD, plus BTC and other crypto | Live |
| Stock odds | Prediction markets on stock earnings, price levels, IPOs and index moves | Soon |
| Fast markets | 5-minute to 1-hour up/down markets on BTC, ETH and SOL | Soon |
| Commodities | Prediction markets on oil, gold and other commodities | Soon |
You never own the referenced stock, token or contract. Over uses the venue’s prices to score a simulated position.